Your balance doesn't show what's already committed. Nevo Money lines up every bill and paycheck on a real timeline, so you can see tomorrow's balance, today. Ask Nevo what that means for you, and on Core and Premium it makes the changes you approve.
Real Nevo answers on a sample account. Waiting time is trimmed.
User: How much can I spend on a car repair Thursday and still keep $200?
Nevo (card): Your cash flow. Safe to spend $875. Low of $875 on Oct 8.
Nevo: You can spend up to $675.00 on the car repair Thursday, October 8, and keep at least $200.00 in your projected balance through January 7. The limit is the projected $875.00 balance on October 8.
Nevo Money plans and forecasts this. Your bank, lender or the merchant still makes the actual payment.
User: Could I push my car insurance to payday?
Nevo (card): Progressive. Bill, monthly, Oct 6th. In 5 days. −$147.40.
Nevo: Your car insurance, Progressive, is scheduled for $147.40 on Tuesday, October 6. It’s not yours to move in Nevo Money; you can ask Progressive to change the draft date, or adjust spending you control before payday.
User: Okay, add the $300 repair on Thursday to my plan.
Nevo: I’ve set up a $300.00 car repair for Thursday, October 8 in your Nevo Money plan. Approve the card to apply it.
Nevo (card): Add Car repair. $300.00, one-off, Expenses, Oct 8. Dismiss or Approve.
User taps Approve. The card shows Done, with Undo.
The Nevo assistant
Nevo pulls up the real numbers. On Core and Premium it also shows you a change before it happens, and waits for your approval.
"What can I safely spend this week?" "Did any of my bills go up?" Nevo answers from your real accounts and your real forecast, not a generic script.
Ask what a purchase on Friday would do to your balance, and Nevo runs the what-if on your real forecast. Proposals that touch your forecast show your end-of-month cash both ways, skip or approve.
Every change Nevo suggests arrives as a proposal with an Approve button. Most can be undone for five minutes after you approve. An answer to a payment match is final.
Nothing moves without your yes.
Things you can ask Nevo
Three languages
English, Spanish (Mexican Spanish too) and Chinese: every screen, Nevo's replies, your notifications and the daily brief.
What's new
Five ways to see your budgets, one list for every budget decision, and replies from us right in the app.
Cards, Landscape, Allocation, Runway and Blocks each show your month a different way, with what's already scheduled next to what you've spent.
Everything in your month that needs a budget decision sits in one list. See how your total changes before you apply, and undo if you change your mind.
Report a problem or flag a Nevo answer, read our reply in Your Conversations, and get a notification when we write back.
A month in Nevo Money
1/ 3
+$3,373.10Projected balance
Every bill and paycheck already on your schedule, drawn as one line. Today moves along it, and the lowest day is marked before you get there.
Explore forecasting2/ 3
$875Safe to spend
Upcoming Flow lines them up in order, with the cash you'd have left after each one, so a dip never arrives as a surprise.
Explore the upcoming flow3/ 3
$296.00Still scheduled
Spent next to still scheduled. When a budget is headed over, Needs attention says so, and Move money covers it from another budget, never from your bank.
Explore budgetsSample data. Not a real account, and not a promise of results.
Your Money Today
Open the app after 7am and Nevo Money hands you the day: what landed, what is due, and how much is actually safe to spend. One brief, once a day, then it gets out of your way.
1/ 5
+$3,146.82
Deposits that landed, named and counted.
2/ 5
$875.00Safe to spend
Safe to spend today, the projected balance line, and the leanest day ahead.
3/ 5
+$2,497.33
The next 14 days: money in, money out, and every bill with the day it lands.
4/ 5
$22.99
A bill whose amount changed, with Nevo one tap away.
5/ 5
83%
How much of the month's budget is spent, which budgets are over, and how to improve.
Sample data. Not a real account, and not a promise of results.
Your Conversations
Report an issue, send feedback, flag a Nevo answer or a wrong logo, and it becomes a conversation in Help > Your Conversations. Guy Mendel, who built Nevo Money, reads each one and writes back himself.
Help > Report an Issue, Help > Send Feedback, the Report button under a Nevo answer, and a logo report all open a conversation you can read back any time.
Replies are written by the founder from his own console. You get a notification when one lands.
A reply you haven't read shows a NEW badge in Your Conversations and a count on the menu until you open it.
Nevo, your money assistant
Nevo is the assistant inside Nevo Money. Ask what your week looks like, or ask it to move money from one budget line to another. Every change arrives as a proposal you approve, and nothing moves at your bank unless you move it.
More features
Forecast
Daily for up to 14 weeks, plus weekly views for 52 weeks and monthly views for 12 months on Premium.
Timeline
Every bill and paycheck lands on the right date, and Upcoming Flow shows the weeks ahead at a glance.
Cards and loans
Estimate upcoming charges, project interest, and see the payment amount that keeps a balance from growing. Mark a charge as one-off and the math updates.
Budgets
A monthly budget overview with forecast context and category-by-category progress so you know where the month is going.
Transactions
Brand imagery and merchant context throughout transaction details. Know where your money went at a glance.
Debt
Core includes Debt Management for each card or loan.
Statements
Upload statements to your vault on any plan. On Premium, extract the transactions and review category and merchant summaries without re-entering everything by hand.
Design
Considered design throughout: natural motion, controls that feel native to your phone, and account cards in their bank's colors when we can match the bank.
Security
Guided authenticator-app setup, biometric app lock, and separate verified-phone trust for SMS delivery.
How it works
A fast start, then clarity that keeps up with your life.
1/ 3
Link with Plaid, add an account by hand, or, on Premium, create one from a statement. Three paths, one unified dashboard.
2/ 3
+$11,089.21Income
Create bills, income, and transfers. Nevo Money detects recurring patterns and suggests matches.
3/ 3
+$3,373.10Projected balance
See your projected balance change as you add bills and paychecks. Plan big purchases with confidence.
Sample data. Not a real account, and not a promise of results.
Confidence
Ask Nevo about your plan in plain language. Every change it suggests waits for your approval, and nothing moves at your bank unless you move it. Nevo Money is available now on the App Store and Google Play.
Free is $0. Core, $9.99 a month or $79.99 a year, connects up to four banks and adds a debt plan for each card or loan. Premium, $14.99 a month or $129.99 a year, stretches your forecast up to a year ahead.
Pick your plan inside the app, after you install Nevo Money from the App Store or Google Play.
Nevo is included with Core and Premium, and answers questions on the Free plan. Daily message limits apply on every plan. Nevo proposes changes inside Nevo Money and never moves money at your bank.
