Why Nevo exists

Built for the question that actually matters.

Nevo focuses on the question most people actually have: what can I safely spend after the bills, transfers, and debt payments still coming?

Forward by default

Every screen is built around what's coming, not what's gone. Your bills, your paychecks, and the balance they'll produce 14 days, 14 weeks, 52 weeks from today.

Honest about debt

Paying the minimum isn't progress — it's treading water with interest dragging you down. Nevo calculates the number that actually moves the balance, for every card, every month.

Your data stays yours

Bank-level encryption, biometric lock, and Plaid for the bank connections that want it. No ad network. No data sold to anyone. That's the whole policy.

Founder note

Nevo started as a spreadsheet.

A column of bills, a column of paychecks, and a running total that told me what my checking account would actually hold on any day I cared to look at. It worked — and every time I tried to replace it with an app, the app told me about the past and left me guessing about the future. Nevo is that spreadsheet, rebuilt as a product.

Nevo Money dashboard showing adjusted balance and upcoming payments

What we believe.

Clarity over completeness

A feature that makes the next decision obvious beats ten features that need a tutorial. When we have to choose, we choose the one that clears the fog.

Debt is math, not shame

We show you the number that actually pays it down, and we don't lecture. You're an adult doing your best with what you earn. Our job is to hand you the real figure.

No ads. No data sales. Ever.

The business model is simple: a subscription, priced fairly, for people who want to see ahead. Nothing else funds us — because nothing else should.

See how Nevo handles the next month.

Nevo Money is live on the App Store and Google Play. Download it today or explore the feature set first.