The latest features and improvements in Nevo Money, newest first.
Your budgets now show what's already scheduled alongside what you've spent, so you can see where your month is really heading. This update also puts Safe to Spend front and center, and lets you talk with us right in the app.
Five views
Cards, Landscape, Allocation, Runway and Blocks each show your month a different way, and every one of them shows what's already scheduled next to what you've spent, so two budgets that are both 70% spent no longer look the same when one still has rent on the way. Switch views any time from Views on Budgets.
The outer ring is your plan. The inner ring shows Now, Committed or Projected. Slide your finger around a ring to step through your budgets.
One budget per card. Each card's ring shows what you've spent, and the lighter part is still scheduled.
Which budgets could run out. Each bar is one budget: solid is spent, lighter is still scheduled, and the marker is where the month is headed.
Your budget, block by block. Solid blocks are spent, lighter ones are still scheduled.
Bigger budgets, bigger tiles. Each tile's bottom edge shows spent, still scheduled and the month-end estimate.
Everything in your month that needs a decision now sits in one list, where you can answer each one, see how your total budget changes and apply what you choose, with Undo if you change your mind. Only bills already on your schedule start pre-selected, and spending you'd rather not budget can be tracked instead: it still counts, and we'll only ask again if it runs well above usual.
If your plan has drifted from how you actually spend, Nevo Money offers to draft this month's plan from your last three months, leaving out purchases marked one-time. Review every row and keep what fits, and nothing changes until you apply it.
Safe to Spend is now the headline on your Upcoming Flow card, says plainly that it looks 28 days ahead, and tells you when your tightest day falls outside the range you're viewing. Tap any day on the calendar to see what's landing and how your cash looks afterward, and What this means shows how it was worked out.
Report a problem, or flag a Nevo answer that looked wrong, and read our reply in Your Conversations. You'll get a notification when we write back.
Budgets
As you scroll, the ring fills with what's spent and what's still scheduled, Needs attention flags the budget headed over, and Move money covers it from another budget.
Sample data. Not a real account, and not a promise of results.
Plus new animations throughout the app, and many other improvements and fixes.
Nevo Money 2.1 gives Nevo a home in the bottom bar and lets it help with more of your plan, from budgets to scheduled payments. It also gives you more control over your accounts, and a forecast that stops counting on money that never came.
Nevo now lives in the bottom bar, marked with its logo, and your conversation waits exactly where you left it when you switch away, unsent message included. New chats and your chat history are one tap away at the top.
With Core and Premium, Nevo can now change the budget for a category already in your plan, move part of one budget to another, and add more kinds of payments the app hasn't spotted, like a one-time bill on a set date, a paycheck that varies or a payment toward a card or loan. Nothing changes until you approve it, and Nevo only updates your plan in Nevo Money, never the money in your accounts.
Hold to talk and your message sends when you let go, or tap to record and check the text first, up to a daily limit on every plan. Your recording is sent to an outside transcription provider to create the text, so voice asks for its own permission the first time, and recording stops if you leave the Nevo tab.
If your bank doesn't send a card's credit limit, you can add it yourself or mark the card as having no preset limit, and your entry stays put when your bank updates. Until every card has a limit or is marked as having none, Credit Usage asks for the missing ones instead of showing a percentage it can't stand behind.
If an expected bill or paycheck doesn't arrive within its usual window, it stops counting toward your projected balance. It stays in your history marked Not received, and if your bank posts it later, it still matches.
This release also includes improvements to the forecast chart, the Notification Center and signing out, along with many other fixes.
Nevo Money 2.0 is our biggest update yet. It introduces Nevo, an assistant that answers from your own accounts, along with a short daily brief and a clearer way to reconnect your banks.
Ask about your money in plain words, and Nevo answers from your own accounts and forecast, from balances and recent spending to upcoming bills, budgets and how much is safe to spend. Nevo works once you turn on AI data sharing and have at least one account, connected or added by hand, and every plan can ask questions within a daily limit.
With Core and Premium, Nevo can suggest changes to your plan, like adding a bill or paycheck the app hasn't spotted, freezing a bill or recategorizing a purchase, and nothing happens until you tap Approve. Nevo never moves money: its changes only update your plan in Nevo Money, and most can be undone for five minutes.
Each morning, the first time you open the app, a short brief shows what arrived since yesterday, what's coming up, what's safe to spend today and anything worth a tap, like a payment to review or a bank to reconnect. If your connected accounts look incomplete, it says so instead of guessing what's safe to spend, and you can replay that day's brief from the Dashboard.
When a bank needs you to sign in again, or its access has ended, your account says so, and one tap offers two choices: Reconnect with Plaid or View account. Your history stays visible in the meantime, and reconnecting brings back your existing accounts rather than adding copies, though restoring access that has ended may need a paid plan.
When you add expected income, choose Varies instead of Fixed and set your typical amount and how much it usually swings, and your forecast shows the range while Safe to Spend plans around the lower end. After you connect a bank, Nevo Money may also offer a paycheck it found, with its usual range, for you to add.
Plus speed, stability and design refinements throughout the app.
Get the latest version from the App Store or Google Play.